QR Code Payments for NZ Food Trucks — No Terminal Required

Why EFTPOS is impractical for NZ food trucks

Food trucks operate in varied locations — markets, events, car parks, festivals — where phone signal and internet connectivity are unreliable. An EFTPOS terminal failing mid-service is a real operational risk.

On top of connectivity issues, terminal rental costs $20–$50/month with 12–24 month contracts — a significant ongoing expense for a mobile business. And terminals are vulnerable to damage and theft in a high-movement kitchen environment.

How QR code payments work for a food truck

With Tillify, you display a QR code at your service window — printed on a weatherproof card, mounted on a stand, or shown on a tablet screen. When a customer scans it, they pay instantly from their phone. Confirmation arrives in seconds.

Customers can pay by bank transfer (from ANZ, ASB, BNZ, Westpac, or Kiwibank) or by card (Visa, Mastercard, Apple Pay, Google Pay). No app download required.

The QR code works on customer data — so even if your own signal drops, payments still go through as long as the customer has connectivity.

Using Tillify's point-of-sale on your food truck

For high-volume service, the Tillify Till lets you build a product menu (burger — $16, chips — $7, drink — $5) and generate QR codes on the spot for any combination. It runs on any phone, tablet, or laptop — no dedicated hardware required.

Need a second person taking orders? Generate a delegation code so a staff member or volunteer can process payments from their own device, with all funds going directly to your account.

Food truck payment fees with Tillify

For typical food truck transactions ($10–$30), the fees are simple:

• • Pay by Bank ($10 order): $0.35 in Tillify fees. No card network fee on top.
• • Pay by Bank ($20 order): $0.45 in Tillify fees.
• • Card payment ($20 order): $0.45 Tillify + ~$0.88 Stripe = ~$1.33 total.
• • No monthly fees, no hardware costs.

Calculate your exact fees based on your average transaction size.